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Helping You Move!

Let us help you move to your dream home, with our fantastic incentives and deals to suit you. These are available on selected homes and developments and cannot be used in conjunction with any other offer.

  • OWN NEW - Rate Reducer
  • 5% Deposit Booster 
  • Ben Bailey Homes Owners Club Discount

  • Key Workers Incentive

  • First Time Buyer Deposit Contribution & Legal Fees Paid

  • Guaranteed Valuation when selling your existing home
  • PLUS DON'T FORGET BEN BAILEY'S UNBEATABLE SPECIFICATION IN EVERY HOME!
  • See full details below

 OWN NEW - Rate Reducer

Ben Bailey Homes has partnered with Own New to bring our prospective homeowners a simple way to get an affordable mortage to secure their dream home! 

  • Secure a mortgage rate as low as 2%*
  • Save up to £466 per month on your mortgage payments
  • Reduce your mortgage interest rate by up to 3.19%*
  • Own 100% of your property! 

 

Rate reducer gives you lower monthly payments reducing costs over the initial product period (usually a 2 year fixed term) so purchasers can buy with as little as a 5% deposit.

It’s a simple mortgage product which takes a 3% or 5% incentive from the builder to reduce your monthly mortgage rate; current rates available are from 0.99% - 3.99% with loan to value between 60% and 95%. Once you’ve found the home thats right for you, your Sales Executive can recommend an Own New approved mortgage broker who will provide independent advice and guide you through the mortgage application process.

*See Terms and Conditions for more info*

5% Deposit booster

We could boost your deposit by funding up to an additional 5% of your purchase price. This means borrowing less from your lender, which could help you secure a more competitive mortgage rate.

Here’s an example of how the 5% deposit booster scheme works:

If you were looking to buy a £225,000 home with an £11,250 deposit (5%) we could top up your deposit with an additional £11,250 (5%) meaning you now have a 10% deposit, so only need a 90% mortgage.

Ben Bailey Homes Owners Club Discount

Ben Bailey Homes are proud to offer a £5000 discount off the purchase price of any new home. This discount is available to anyone (including any family member) who lives in a Ben Bailey built house (all the way back to 1933) and any ex-employee of Ben Bailey Homes.

Key Workers Incentive

3% off the advertised sales price up to a maximum of £12,000. For full details please see our T&Cs in the Downloads tab within the development you are interested in. 

First Time Buyer Deposit Contribution and Legal Fees Paid

Ben Bailey Homes are proud to offer a 5% deposit contribution towards any new home on the Harrop Mews development.  

In addition, there is no stamp duty to pay under £425k for first time buyers.

Guaranteed Valuation Scheme

This scheme is designed to help find a buyer for your existing home quickly and enable a trouble- free move to your new Ben Bailey home. To find out more about this scheme please speak to the Sales Executive on the development you are interested in.

*For all terms and conditions please click on the 'Downloads' tab within the relevant development*